Consulting Expertise

AHC’s unbiased position as a pure consultant allows us to manage the competitive marketing of our client’s risk management program. After performing a risk management program audit, AHC develops customized insurance coverage specifications tailored to create a profitable risk management and insurance program.

The risk management and insurance program audit will comprehensively define your exposure and current coverage. AHC will recommend, if necessary, modifications to the client’s current insurance coverage. AHC will also recommend additional coverage for previously uncovered risks. The result will be a balanced, cost-effective insurance portfolio, matching coverage level with risk.

The audit report will compare existing language versus improved language available in the marketplace. Furthermore, the audit will recommend improvements to protect against uncovered exposures that may have been found in the risk analysis.

Analyze existing or potential client agreements with any third party that includes vendors and contractors, landlords and tenants etc. to identify those risks passed to the client. AHC will provide language our client and its counsel to minimize the risk to our client wherever possible.

If a certificate of insurance program is warranted, AHC will assist our client in the implementation and management or provide the resources as needed.

Customizing our client’s risk management program and leveraging the global insurance markets to provide our client with the strongest and most economical placement.

Proposals are requested from insurers, through brokers, program managers, association programs, risk retention groups, or direct providers, which must respond specifically to AHC’s specifications.

AHC will review and compare all proposals received for coverage quality, applicability of endorsements, and comparison of premium, to determine which quotations most closely match the terms of the specifications and the needs of our client.

We act as your external risk management team. We will work with your executive team to help determine the best broker partner for our client’s on-going insurance placement needs.

A review of our client’s deductibles, retentions, or other program costs will be made to measure the effectiveness of our client’s cost against insurance claims as well as recommend the optimal risk transfer of costs for our client or insurance provider.

AHC can provide a blended risk retention/transfer solutions which serve as an alternative to, or enhancement of, conventional commercial insurance for our multinational clients who seek bespoke flexibility for an increasing array of risk scenarios.

At AHC we create innovative tailored insurance, reinsurance, and other non-traditional risk management solutions for a wide range of corporate and financial clients globally. We specialize in helping our clients mitigate their most complex risks with bespoke multiyear and multi-line agreements covering a broad range of risks, leveraging our expertise.

AHC provides insight to insurance litigation that is often sought out by litigators from the insurance recovery or defense litigation departments of even the most seasoned law firms. AHC’s consultants are experts in uncovering the nuances in the insurance policy language, which can mean the difference between coverage or no coverage.